Don't
ignore your overseas property insurance - disaster can
strike anywhere!
Would you be brave enough to leave your home in the
UK uninsured? So why do many of us buying a home abroad
immediately assume that the rules are different because
the sun is shining - risks still exist. Regardless of
whether your property is occupied, unoccupied or let -
short or long term - you need comprehensive property
insurance and cover against potential liabilities.
UK based insurance company Intasure offers policies
that are designed specifically to meet the needs of the
overseas property market. Flexibility is central to
Intasure's cover, comprehensive buildings and contents
insurance allows you to live in, leave your property
unoccupied or let it - short or long term. The policy
also covers loss of rent and emergency travel and
accommodation in the event of a major claim. For
additional peace of mind these policies are underwritten
by one of the world's leading insurers, Norwich Union.
No language barriers.
Understanding exactly what a policy includes, even in
English, can be a feat in itself. Add to this the
complication of an unfamiliar language and the stress
associated with making a claim and the whole process
could be doubly hard. Intasure's documentation is
entirely in English and all claims and enquiries are
reported to and resolved by a UK-based English speaking
support team.
Community Insurance can be misleading
Local Community Insurance cover can be deceptive. It is
designed to protect communal areas such as boundary
walls, entrances and staircases (in the case of
apartments), but not as comprehensive cover for your
specific property. It is invariably written in the
language of origin, which makes it hard to fully
understand what the cover includes. Owners can
mistakenly believe that Community Insurance covers their
home, discovering too late that it does not.
Essential Liability cover
Intasure's comprehensive cover is also ideal for anyone
who lets their property, particularly with the current
trend toward litigation. Intasure's policy automatically
includes £2,000,000 Public Liability cover, far in
excess of many other European policies (in Spain for
example, typically 30,000€ Approx. £20,000). Cover is
available for homes in Spain, France, Portugal, Italy,
Greece, Cyprus and the Republic of Ireland. For a quick
quote or to arrange immediate cover visit the Intasure
web site: www.intasure.com
